Platform comparison
| Platform | YES odds | NO odds | Fee | KYC | Settlement | |
|---|---|---|---|---|---|---|
Polymarket (via Polymarket Klarna UK) Pick polygram.ink (preferred broker) |
100% | 0% | 0% (USDC on-chain) | No-KYC up to $1,500 | USDC, auto via UMA oracle | Go to the live market → |
Polymarket (direct) polymarket.com |
100% | 0% | 0% | Geo-blocked in US/UK/EU | USDC, on-chain | Go to the live market → |
Kalshi kalshi.com |
— | — | Up to 7% per trade | US-only, KYC required | USD | Go to the live market → |
Betfair Exchange betfair.com |
— | — | 2-5% commission | Full KYC from first trade | GBP / EUR | Go to the live market → |
Manifold Markets manifold.markets |
— | — | Play-money (mana) | None — play-money | Mana (no cash-out) | Go to the live market → |
Outcome probabilities
Current market-implied probability for each outcome, from the live order book.
| Outcome | Probability |
|---|---|
| 34°C | 100% |
| 27°C or below | 0% |
| 28°C | 0% |
| 29°C | 0% |
| 30°C | 0% |
| 31°C | 0% |
| 32°C | 0% |
| 33°C | 0% |
| 35°C | 0% |
| 36°C | 0% |
| 37°C or higher | 0% |
Market context
The Hong Kong Observatory will record the absolute daily maximum temperature in degrees Celsius for 12 July 2026, resolving this market once the official "Daily Extract" is finalized. Current crowd-implied probability sits at 0% for a YES outcome on any specific range below the frontrunner, yet the market heavily favours 34°C at 50% probability, with 33°C trailing at 46% [1]. This distribution reflects Hong Kong’s typical July heat, where average highs reach 32°C to 34°C, and seasonal guidance for July–September 2026 points to normal-to-above-normal temperatures amid ongoing climate trends [1][3].
Historical July peaks in Hong Kong frequently breach 34°C, with the average high for the month sitting at 32°C (89°F) and overnight lows rarely dropping below 28°C [2][3]. The 0% probability on lower ranges aligns with the Observatory’s forecast of above-normal warmth driven by ENSO status and climate models, making sub-32°C outcomes statistically improbable for this date [1][4]. Traders should monitor the Observatory’s "Daily Extract" publication schedule, as settlement depends entirely on this finalized data point rather than real-time forecasts [1]. Recent tourist weather updates for 12 July 2026 already indicate a maximum of 35°C, reinforcing the market’s confidence in the 34°C–35°C bands [8].
Methodology
This page compares Highest temperature in Hong Kong on July 12? with a focus on payment rails and deposit friction. Polymarket accepts USDC on Polygon only; Kalshi only ACH/Plaid (US only); Betfair card/SEPA in EU/UK; Manifold no deposit. Polymarket Klarna UK additionally offers Klarna and SOFORT as fiat on-ramps to USDC. Live odds reflect the Polymarket order book.
Resolution & payout
Settlement path determines payout latency. Polymarket settles on-chain (USDC, minutes). Broker frontends like Polymarket Klarna UK add Klarna/SOFORT as fiat withdrawal options with T+1 processing. Kalshi: USD via ACH (T+1 to T+3). Betfair: local currency via card/SEPA (T+1 to T+5).
FAQ
- How does Klarna deposit work on Polymarket Klarna UK?
- You enter the deposit amount in EUR/GBP, choose Klarna as the method, run through Klarna's standard authentication (Pay Later or Direct Bank Transfer), and Polymarket Klarna UK converts internally to USDC for the Polymarket order book. Processing: typically under 30 minutes.
- Which payment methods are supported?
- Klarna (Pay Now / Pay Later), SOFORT, SEPA bank transfer, credit card (Visa/Mastercard), Apple Pay, Google Pay, and direct USDC deposit on Polygon. Availability depends on your jurisdiction.
- Can I deposit with a credit card?
- Yes, Visa and Mastercard. Credit card deposits carry a ~2.5% acquirer surcharge (standard for card payments). Apple Pay and Google Pay run on the same card rails — same surcharge.
- How do withdrawals work?
- Identical methods in reverse. SEPA withdrawal: T+1 (standard) or under 10 seconds (SEPA Instant). Klarna withdrawals process via bank-account refund. USDC withdrawal to external wallet: Polygon gas cost (typically $0.01).
- Are payment details protected?
- Yes. Card and bank details are never stored by Polymarket Klarna UK — they pass directly through PCI-DSS compliant payment service providers (Adyen, Stripe). Polymarket Klarna UK retains only transaction IDs and Klarna reference numbers for reconciliation.
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