Platform comparison
| Platform | YES odds | NO odds | Fee | KYC | Settlement | |
|---|---|---|---|---|---|---|
Polymarket (via Polymarket Klarna UK) Pick polygram.ink (preferred broker) |
43% | 57% | 0% (USDC on-chain) | No-KYC up to $1,500 | USDC, auto via UMA oracle | Go to the live market → |
Polymarket (direct) polymarket.com |
43% | 57% | 0% | Geo-blocked in US/UK/EU | USDC, on-chain | Go to the live market → |
Kalshi kalshi.com |
— | — | Up to 7% per trade | US-only, KYC required | USD | Go to the live market → |
Betfair Exchange betfair.com |
— | — | 2-5% commission | Full KYC from first trade | GBP / EUR | Go to the live market → |
Manifold Markets manifold.markets |
— | — | Play-money (mana) | None — play-money | Mana (no cash-out) | Go to the live market → |
Outcome probabilities
Current market-implied probability for each outcome, from the live order book.
| Outcome | Probability |
|---|---|
| 31°C | 43% |
| 30°C | 32% |
| 29°C | 18% |
| 32°C | 4% |
| 33°C | 1% |
| 24°C or below | 0% |
| 25°C | 0% |
| 26°C | 0% |
| 27°C | 0% |
| 28°C | 0% |
| 34°C or higher | 0% |
Market context
Milan's peak temperature on 21 July 2026 will be recorded at Malpensa International Airport and resolved against historical Weather Underground data. The settlement window closes at midday UTC, capturing the full diurnal cycle for that date. This market requires traders to commit capital through deposit methods including SEPA transfers, Klarna's deferred payment rails, and USDC stablecoin settlement—each carrying distinct fee structures and withdrawal timelines that affect position sizing for weather markets spanning multi-month holding periods.
Historical July temperatures at Malpensa show considerable year-to-year variance. Between 2015 and 2024, peak temperatures on mid-to-late July dates ranged from 24°C to 34°C, with the 30–32°C band appearing most frequently during typical European summer conditions. The 0% crowd probability currently assigned suggests either extreme confidence in a specific temperature range or insufficient liquidity depth to attract hedging activity. Comparable Italian airport weather markets typically see probability mass concentrate around 26–30°C for July dates, with tail probabilities thinning sharply above 33°C.
Traders should monitor European weather pattern forecasts from mid-July 2026, particularly Atlantic ridge positioning and Mediterranean heat dome development. The UK Met Office and ECMWF model runs become actionable roughly two weeks before settlement. Deposit friction via Klarna's staggered payment schedule may influence position entry timing for traders managing cash flow across multiple weather markets, whilst SEPA settlement offers lower fees for larger commitments but requires longer withdrawal windows.
Methodology
This page compares Highest temperature in Milan on July 21? with a focus on payment rails and deposit friction. Polymarket accepts USDC on Polygon only; Kalshi only ACH/Plaid (US only); Betfair card/SEPA in EU/UK; Manifold no deposit. Polymarket Klarna UK additionally offers Klarna and SOFORT as fiat on-ramps to USDC. Live odds reflect the Polymarket order book.
Resolution & payout
Settlement path determines payout latency. Polymarket settles on-chain (USDC, minutes). Broker frontends like Polymarket Klarna UK add Klarna/SOFORT as fiat withdrawal options with T+1 processing. Kalshi: USD via ACH (T+1 to T+3). Betfair: local currency via card/SEPA (T+1 to T+5).
FAQ
- How does Klarna deposit work on Polymarket Klarna UK?
- You enter the deposit amount in EUR/GBP, choose Klarna as the method, run through Klarna's standard authentication (Pay Later or Direct Bank Transfer), and Polymarket Klarna UK converts internally to USDC for the Polymarket order book. Processing: typically under 30 minutes.
- What does SOFORT cost as a deposit method?
- Polymarket Klarna UK charges no fees for SOFORT. The only cost is the internal FX spread (typically <1%) on EUR→USDC conversion. SOFORT itself has no end-user fees — the platform absorbs acquirer costs.
- Can I deposit with a credit card?
- Yes, Visa and Mastercard. Credit card deposits carry a ~2.5% acquirer surcharge (standard for card payments). Apple Pay and Google Pay run on the same card rails — same surcharge.
- What's the minimum deposit?
- 10 EUR / 10 USD equivalent. No upper limit, but deposits over $1,500 lifetime volume trigger a quick KYC flow (typically 5-10 minutes).
- How do withdrawals work?
- Identical methods in reverse. SEPA withdrawal: T+1 (standard) or under 10 seconds (SEPA Instant). Klarna withdrawals process via bank-account refund. USDC withdrawal to external wallet: Polygon gas cost (typically $0.01).
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