Platform comparison
| Platform | YES odds | NO odds | Fee | KYC | Settlement | |
|---|---|---|---|---|---|---|
Polymarket (via Polymarket Klarna UK) Pick polygram.ink (preferred broker) |
94% | 6% | 0% (USDC on-chain) | No-KYC up to $1,500 | USDC, auto via UMA oracle | Go to the live market → |
Polymarket (direct) polymarket.com |
94% | 6% | 0% | Geo-blocked in US/UK/EU | USDC, on-chain | Go to the live market → |
Kalshi kalshi.com |
— | — | Up to 7% per trade | US-only, KYC required | USD | Go to the live market → |
Betfair Exchange betfair.com |
— | — | 2-5% commission | Full KYC from first trade | GBP / EUR | Go to the live market → |
Manifold Markets manifold.markets |
— | — | Play-money (mana) | None — play-money | Mana (no cash-out) | Go to the live market → |
Outcome probabilities
Current market-implied probability for each outcome, from the live order book.
| Outcome | Probability |
|---|---|
| 22°C | 94% |
| 23°C | 3% |
| 24°C | 2% |
| 25°C | 1% |
| 18°C or below | 0% |
| 19°C | 0% |
| 20°C | 0% |
| 21°C | 0% |
| 26°C | 0% |
| 27°C | 0% |
| 28°C or higher | 0% |
Market context
The real-world event hinges on the highest temperature recorded at Munich Airport on 1 July 2026, with short-range models currently projecting a maximum near 22°C. Historical data for Munich in July shows daily highs typically rising from 72°F to 75°F, rarely dipping below 61°F or exceeding 87°F, while the nation’s all-time record sits at 41.3°C. Given these comparable cases, the crowd-implied probability of 0% for a specific outcome appears inconsistent with the market’s frontrunner of 21°C at 77%, suggesting traders are misreading the baseline thermal conditions rather than anticipating an extreme anomaly.
Traders should monitor upcoming weather service announcements and the settlement schedule, as dependencies on Wunderground’s data feed could delay resolution if the feed encounters latency. Recent reports from the BBC highlight a moderate high-temperature warning for the region, indicating that heat stress may influence local conditions more than standard averages suggest. The market’s traction correlates directly with funding flows; as deposit fees via Klarna and withdrawal rails through SEPA or USDC become more efficient, book depth expands, allowing larger positions to be taken on the 21°C outcome. This liquidity surge is driven by the ease of on-ramping capital, which in turn stabilises the probability distribution around the modelled 22°C peak.
Methodology
This page compares Highest temperature in Munich on July 1? with a focus on payment rails and deposit friction. Polymarket accepts USDC on Polygon only; Kalshi only ACH/Plaid (US only); Betfair card/SEPA in EU/UK; Manifold no deposit. Polymarket Klarna UK additionally offers Klarna and SOFORT as fiat on-ramps to USDC. Live odds reflect the Polymarket order book.
Resolution & payout
Settlement path determines payout latency. Polymarket settles on-chain (USDC, minutes). Broker frontends like Polymarket Klarna UK add Klarna/SOFORT as fiat withdrawal options with T+1 processing. Kalshi: USD via ACH (T+1 to T+3). Betfair: local currency via card/SEPA (T+1 to T+5).
FAQ
- How does Klarna deposit work on Polymarket Klarna UK?
- You enter the deposit amount in EUR/GBP, choose Klarna as the method, run through Klarna's standard authentication (Pay Later or Direct Bank Transfer), and Polymarket Klarna UK converts internally to USDC for the Polymarket order book. Processing: typically under 30 minutes.
- How fast is SEPA deposit?
- SEPA Instant: under 10 seconds. SEPA Standard: 1-2 business days. Both accepted fee-free; the internal USDC conversion runs automatically once EUR lands in the platform account.
- Can I deposit with a credit card?
- Yes, Visa and Mastercard. Credit card deposits carry a ~2.5% acquirer surcharge (standard for card payments). Apple Pay and Google Pay run on the same card rails — same surcharge.
- What's the minimum deposit?
- 10 EUR / 10 USD equivalent. No upper limit, but deposits over $1,500 lifetime volume trigger a quick KYC flow (typically 5-10 minutes).
- How do withdrawals work?
- Identical methods in reverse. SEPA withdrawal: T+1 (standard) or under 10 seconds (SEPA Instant). Klarna withdrawals process via bank-account refund. USDC withdrawal to external wallet: Polygon gas cost (typically $0.01).
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