Platform comparison
| Platform | YES odds | NO odds | Fee | KYC | Settlement | |
|---|---|---|---|---|---|---|
Polymarket (via Polymarket Klarna UK) Pick polygram.ink (preferred broker) |
41% | 59% | 0% (USDC on-chain) | No-KYC up to $1,500 | USDC, auto via UMA oracle | Go to the live market → |
Polymarket (direct) polymarket.com |
41% | 59% | 0% | Geo-blocked in US/UK/EU | USDC, on-chain | Go to the live market → |
Kalshi kalshi.com |
— | — | Up to 7% per trade | US-only, KYC required | USD | Go to the live market → |
Betfair Exchange betfair.com |
— | — | 2-5% commission | Full KYC from first trade | GBP / EUR | Go to the live market → |
Manifold Markets manifold.markets |
— | — | Play-money (mana) | None — play-money | Mana (no cash-out) | Go to the live market → |
Outcome probabilities
Current market-implied probability for each outcome, from the live order book.
| Outcome | Probability |
|---|---|
| 31°C | 41% |
| 32°C | 27% |
| 30°C | 22% |
| 29°C | 8% |
| 33°C | 7% |
| 28°C or below | 2% |
| 34°C | 1% |
| 35°C | 0% |
| 36°C | 0% |
| 37°C | 0% |
| 38°C or higher | 0% |
Market context
Munich's peak temperature on 16 August 2026 will be recorded at the airport weather station and logged in Weather Underground's Daily Observations table. The settlement hinges on that single data point, not summary forecasts or alternative reporting sources. Current odds place the probability of an exceptionally high reading at 1%, suggesting the crowd expects moderate summer conditions rather than a heat spike.
August temperatures in Munich historically cluster between 20–27°C, with extremes rare but documented. The city's record high of 37.3°C (July 2015) occurred during an exceptional European heatwave; single-day August peaks above 30°C happen roughly once per decade. The 1% probability reflects baseline seasonal patterns and the specificity of the resolution window—traders are pricing in typical late-summer weather, not anomalous conditions. Comparable markets on European summer temperatures have shown that crowd estimates track reasonably well against meteorological normals when settlement sources are clearly defined.
Weather forecasts for mid-August 2026 will emerge progressively through July and early August; traders should monitor European weather services and DWD (Deutscher Wetterdienst) advisories for any signals of high-pressure systems or heat advections into Bavaria. Deposit flows and book depth on this market will likely remain modest until forecasts narrow, as the event lies months ahead. Payment rails matter here—traders using SEPA transfers or Klarna on-ramps should verify settlement timings, since the market closes at noon UTC on 16 August, leaving a narrow window for final positioning before the airport station's daily reading is locked in.
Methodology
This page compares Highest temperature in Munich on August 16? with a focus on payment rails and deposit friction. Polymarket accepts USDC on Polygon only; Kalshi only ACH/Plaid (US only); Betfair card/SEPA in EU/UK; Manifold no deposit. Polymarket Klarna UK additionally offers Klarna and SOFORT as fiat on-ramps to USDC. Live odds reflect the Polymarket order book.
Resolution & payout
Settlement path determines payout latency. Polymarket settles on-chain (USDC, minutes). Broker frontends like Polymarket Klarna UK add Klarna/SOFORT as fiat withdrawal options with T+1 processing. Kalshi: USD via ACH (T+1 to T+3). Betfair: local currency via card/SEPA (T+1 to T+5).
UK Frequently Asked Questions
- What does SOFORT cost as a deposit method?
- Polymarket Klarna UK charges no fees for SOFORT. The only cost is the internal FX spread (typically <1%) on EUR→USDC conversion. SOFORT itself has no end-user fees — the platform absorbs acquirer costs.
- Which payment methods are supported?
- Klarna (Pay Now / Pay Later), SOFORT, SEPA bank transfer, credit card (Visa/Mastercard), Apple Pay, Google Pay, and direct USDC deposit on Polygon. Availability depends on your jurisdiction.
- Can UK traders use Klarna to deposit on Polymarket?
- Polymarket does not natively accept Klarna. To fund a Polymarket account from the UK, you must first purchase USDC via a crypto exchange (Coinbase UK, Kraken) or Revolut, then transfer to a Polygon-compatible wallet. Some third-party on-ramps (MoonPay, Transak) accept UK debit cards and may support Klarna buy-now-pay-later for crypto purchases.
- What payment methods can UK users use for Polymarket?
- UK traders typically use: (1) Coinbase UK or Kraken — buy USDC with GBP debit card or bank transfer; (2) Revolut — buy crypto and send to wallet; (3) MoonPay or Transak — Visa/Mastercard UK debit card directly to USDC on Polygon. Standard GBP-to-USDC conversion fees range from 0.5–2.5%.
- How long do Polymarket withdrawals take for UK users?
- Polymarket withdrawals to your Polygon wallet are instant (on-chain). Converting USDC back to GBP via Coinbase UK or Kraken typically takes 1–3 business days for bank transfer, or near-instant for Revolut. Polygon gas fees are minimal (<$0.01 per transaction).
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