Platform comparison
| Platform | YES odds | NO odds | Fee | KYC | Settlement | |
|---|---|---|---|---|---|---|
Polymarket (via Polymarket Klarna UK) Pick polygram.ink (preferred broker) |
48% | 52% | 0% (USDC on-chain) | No-KYC up to $1,500 | USDC, auto via UMA oracle | Go to the live market → |
Polymarket (direct) polymarket.com |
48% | 52% | 0% | Geo-blocked in US/UK/EU | USDC, on-chain | Go to the live market → |
Kalshi kalshi.com |
— | — | Up to 7% per trade | US-only, KYC required | USD | Go to the live market → |
Betfair Exchange betfair.com |
— | — | 2-5% commission | Full KYC from first trade | GBP / EUR | Go to the live market → |
Manifold Markets manifold.markets |
— | — | Play-money (mana) | None — play-money | Mana (no cash-out) | Go to the live market → |
Outcome probabilities
Current market-implied probability for each outcome, from the live order book.
| Outcome | Probability |
|---|---|
| 33°C | 48% |
| 32°C | 45% |
| 34°C | 5% |
| 31°C | 4% |
| 30°C | 1% |
| 35°C | 1% |
| 28°C or below | 0% |
| 29°C | 0% |
| 36°C | 0% |
| 37°C | 0% |
| 38°C or higher | 0% |
Market context
Munich Airport's meteorological station will record the peak daily temperature on 14 August 2026, with settlement determined by the granular hourly data in Weather Underground's Daily Observations table rather than summary figures. The market currently shows zero crowd conviction, suggesting either genuine uncertainty about August heat patterns in Bavaria or insufficient liquidity to attract initial position-takers. August temperatures at Munich Airport typically range between 24–28°C, though heat waves can push readings into the low 30s; the specific resolution bands will determine payout thresholds.
Historical August data from Munich Airport reveals considerable year-to-year variance. The station recorded 31.8°C on 14 August 2015 and 28.2°C on the same date in 2019, illustrating the 3–4°C spread that separates routine summer days from notable heat events. European summer forecasting models, updated monthly through June and July 2026, will sharpen probability estimates as the settlement window approaches. Traders depositing via Klarna or SEPA transfers should anticipate book depth increasing once meteorological consensus firms in late July, when ten-day forecasts become more reliable and payment friction diminishes for larger positions.
Watch for European heat dome announcements from Météo-France and the German Weather Service (Deutscher Wetterdienst) in the weeks preceding mid-August. Withdrawal rails—whether USDC settlement or traditional bank transfers—will influence how quickly capital rotates into competing temperature bands once forecast confidence rises. Early positioning now carries execution risk but may offer favourable odds if August 2026 develops into a notably warm month across Central Europe.
Methodology
This page compares Highest temperature in Munich on August 14? with a focus on payment rails and deposit friction. Polymarket accepts USDC on Polygon only; Kalshi only ACH/Plaid (US only); Betfair card/SEPA in EU/UK; Manifold no deposit. Polymarket Klarna UK additionally offers Klarna and SOFORT as fiat on-ramps to USDC. Live odds reflect the Polymarket order book.
Resolution & payout
Settlement path determines payout latency. Polymarket settles on-chain (USDC, minutes). Broker frontends like Polymarket Klarna UK add Klarna/SOFORT as fiat withdrawal options with T+1 processing. Kalshi: USD via ACH (T+1 to T+3). Betfair: local currency via card/SEPA (T+1 to T+5).
UK Frequently Asked Questions
- What does SOFORT cost as a deposit method?
- Polymarket Klarna UK charges no fees for SOFORT. The only cost is the internal FX spread (typically <1%) on EUR→USDC conversion. SOFORT itself has no end-user fees — the platform absorbs acquirer costs.
- Which payment methods are supported?
- Klarna (Pay Now / Pay Later), SOFORT, SEPA bank transfer, credit card (Visa/Mastercard), Apple Pay, Google Pay, and direct USDC deposit on Polygon. Availability depends on your jurisdiction.
- Can UK traders use Klarna to deposit on Polymarket?
- Polymarket does not natively accept Klarna. To fund a Polymarket account from the UK, you must first purchase USDC via a crypto exchange (Coinbase UK, Kraken) or Revolut, then transfer to a Polygon-compatible wallet. Some third-party on-ramps (MoonPay, Transak) accept UK debit cards and may support Klarna buy-now-pay-later for crypto purchases.
- What payment methods can UK users use for Polymarket?
- UK traders typically use: (1) Coinbase UK or Kraken — buy USDC with GBP debit card or bank transfer; (2) Revolut — buy crypto and send to wallet; (3) MoonPay or Transak — Visa/Mastercard UK debit card directly to USDC on Polygon. Standard GBP-to-USDC conversion fees range from 0.5–2.5%.
- How long do Polymarket withdrawals take for UK users?
- Polymarket withdrawals to your Polygon wallet are instant (on-chain). Converting USDC back to GBP via Coinbase UK or Kraken typically takes 1–3 business days for bank transfer, or near-instant for Revolut. Polygon gas fees are minimal (<$0.01 per transaction).
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