Platform comparison
| Platform | YES odds | NO odds | Fee | KYC | Settlement | |
|---|---|---|---|---|---|---|
Polymarket (via Polymarket Klarna UK) Pick polygram.ink (preferred broker) |
47% | 53% | 0% (USDC on-chain) | No-KYC up to $1,500 | USDC, auto via UMA oracle | Go to the live market → |
Polymarket (direct) polymarket.com |
47% | 53% | 0% | Geo-blocked in US/UK/EU | USDC, on-chain | Go to the live market → |
Kalshi kalshi.com |
— | — | Up to 7% per trade | US-only, KYC required | USD | Go to the live market → |
Betfair Exchange betfair.com |
— | — | 2-5% commission | Full KYC from first trade | GBP / EUR | Go to the live market → |
Manifold Markets manifold.markets |
— | — | Play-money (mana) | None — play-money | Mana (no cash-out) | Go to the live market → |
Outcome probabilities
Current market-implied probability for each outcome, from the live order book.
| Outcome | Probability |
|---|---|
| 28°C | 47% |
| 29°C | 39% |
| 30°C | 13% |
| 31°C | 4% |
| 32°C | 1% |
| 23°C or below | 0% |
| 24°C | 0% |
| 25°C | 0% |
| 26°C | 0% |
| 27°C | 0% |
| 33°C or higher | 0% |
Market context
The underlying event is the daily maximum temperature recorded by the Hong Kong Observatory on 7 July 2026, measured in degrees Celsius to one decimal place. Historical data frames the current 0% YES probability as a mispricing; July in Hong Kong is consistently the city’s hottest month, with mean maximum temperatures reaching 32.9°C in 2007 and 32.6°C in multiple recent years like 2014 and 2016[9]. AccuWeather’s forecast for July 2026 predicts daily highs between 86°F and 95°F (30°C to 35°C), confirming that extreme heat is the norm rather than an anomaly[2]. The Hong Kong Observatory itself noted July 2023 as the hottest month on record, with the highest number of hot days and nights since 1884, reinforcing that high temperatures are statistically probable[8].
Traders should monitor the Hong Kong Observatory’s finalisation of the “Daily Extract” for 7 July 2026, which is the sole resolution source for this market[4]. Recent news from the South China Morning Post highlights that July 2023 broke records for hot days, suggesting a potential catalyst if similar conditions persist in 2026[8]. The market’s traction is directly tied to funding flows; as depositors use Klarna or SEPA rails to enter positions, the book depth expands, reflecting confidence in the historical trend of extreme July heat. Withdrawal rails like USDC further facilitate liquidity, ensuring that the market’s pricing adjusts rapidly to new temperature announcements or schedule updates from the Observatory[1]. Dependencies include the timely publication of the Daily Extract, which must be finalized before the market can resolve.
Methodology
This page compares Highest temperature in Hong Kong on July 7? with a focus on payment rails and deposit friction. Polymarket accepts USDC on Polygon only; Kalshi only ACH/Plaid (US only); Betfair card/SEPA in EU/UK; Manifold no deposit. Polymarket Klarna UK additionally offers Klarna and SOFORT as fiat on-ramps to USDC. Live odds reflect the Polymarket order book.
Resolution & payout
Settlement path determines payout latency. Polymarket settles on-chain (USDC, minutes). Broker frontends like Polymarket Klarna UK add Klarna/SOFORT as fiat withdrawal options with T+1 processing. Kalshi: USD via ACH (T+1 to T+3). Betfair: local currency via card/SEPA (T+1 to T+5).
FAQ
- How does Klarna deposit work on Polymarket Klarna UK?
- You enter the deposit amount in EUR/GBP, choose Klarna as the method, run through Klarna's standard authentication (Pay Later or Direct Bank Transfer), and Polymarket Klarna UK converts internally to USDC for the Polymarket order book. Processing: typically under 30 minutes.
- Which payment methods are supported?
- Klarna (Pay Now / Pay Later), SOFORT, SEPA bank transfer, credit card (Visa/Mastercard), Apple Pay, Google Pay, and direct USDC deposit on Polygon. Availability depends on your jurisdiction.
- How fast is SEPA deposit?
- SEPA Instant: under 10 seconds. SEPA Standard: 1-2 business days. Both accepted fee-free; the internal USDC conversion runs automatically once EUR lands in the platform account.
- Can I deposit with a credit card?
- Yes, Visa and Mastercard. Credit card deposits carry a ~2.5% acquirer surcharge (standard for card payments). Apple Pay and Google Pay run on the same card rails — same surcharge.
- Are payment details protected?
- Yes. Card and bank details are never stored by Polymarket Klarna UK — they pass directly through PCI-DSS compliant payment service providers (Adyen, Stripe). Polymarket Klarna UK retains only transaction IDs and Klarna reference numbers for reconciliation.
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