Platform comparison
| Platform | YES odds | NO odds | Fee | KYC | Settlement | |
|---|---|---|---|---|---|---|
Polymarket (via Polymarket Klarna UK) Pick polygram.ink (preferred broker) |
39% | 61% | 0% (USDC on-chain) | No-KYC up to $1,500 | USDC, auto via UMA oracle | Go to the live market → |
Polymarket (direct) polymarket.com |
39% | 61% | 0% | Geo-blocked in US/UK/EU | USDC, on-chain | Go to the live market → |
Kalshi kalshi.com |
— | — | Up to 7% per trade | US-only, KYC required | USD | Go to the live market → |
Betfair Exchange betfair.com |
— | — | 2-5% commission | Full KYC from first trade | GBP / EUR | Go to the live market → |
Manifold Markets manifold.markets |
— | — | Play-money (mana) | None — play-money | Mana (no cash-out) | Go to the live market → |
Outcome probabilities
Current market-implied probability for each outcome, from the live order book.
| Outcome | Probability |
|---|---|
| 28°C | 39% |
| 27°C | 36% |
| 29°C | 14% |
| 30°C | 2% |
| 31°C | 1% |
| 25°C or below | 0% |
| 26°C | 0% |
| 32°C | 0% |
| 33°C | 0% |
| 34°C | 0% |
| 35°C or higher | 0% |
Market context
Hong Kong will record its peak daily temperature on 16 July 2026, a figure the Hong Kong Observatory will publish as the “Absolute Daily Max” in degrees Celsius. The market currently prices a 0% chance for any outcome, yet live data shows the frontrunner is 29°C at 39%, with 30°C trailing at 28% [1]. This discrepancy suggests the settlement window has not yet triggered a resolution, or the 0% figure reflects a temporary liquidity gap rather than a consensus on impossibility.
Historically, mid-July in Hong Kong sees highs between 28°C and 33°C, with the seasonal forecast for July–September 2026 predicting normal to above-normal temperatures due to the current ENSO status [2]. Comparable cases from recent years show that 29°C and 30°C are frequent outcomes, making the 0% crowd-implied probability an outlier that likely corrects once on-ramp friction resolves. Traders depositing via Klarna or SEPA should note that book depth depends on these funding rails clearing; until USDC or fiat deposits flow in, the market may appear artificially flat despite strong historical precedents for these ranges.
Watch the Hong Kong Observatory’s Daily Extract release, which finalises the data after the settlement window ends at 12:00 UTC on 16 July. No immediate announcements are expected, but the dependency is purely on the Observatory’s publication schedule. A recent climate update confirms above-normal heat chances, reinforcing that 29°C–30°C are the most probable outcomes [2]. As deposit fees and withdrawal rails stabilise, liquidity should rise, aligning the market price with the historical and forecasted temperature bands.
Methodology
This page compares Highest temperature in Hong Kong on July 16? with a focus on payment rails and deposit friction. Polymarket accepts USDC on Polygon only; Kalshi only ACH/Plaid (US only); Betfair card/SEPA in EU/UK; Manifold no deposit. Polymarket Klarna UK additionally offers Klarna and SOFORT as fiat on-ramps to USDC. Live odds reflect the Polymarket order book.
Resolution & payout
Settlement path determines payout latency. Polymarket settles on-chain (USDC, minutes). Broker frontends like Polymarket Klarna UK add Klarna/SOFORT as fiat withdrawal options with T+1 processing. Kalshi: USD via ACH (T+1 to T+3). Betfair: local currency via card/SEPA (T+1 to T+5).
FAQ
- How does Klarna deposit work on Polymarket Klarna UK?
- You enter the deposit amount in EUR/GBP, choose Klarna as the method, run through Klarna's standard authentication (Pay Later or Direct Bank Transfer), and Polymarket Klarna UK converts internally to USDC for the Polymarket order book. Processing: typically under 30 minutes.
- Which payment methods are supported?
- Klarna (Pay Now / Pay Later), SOFORT, SEPA bank transfer, credit card (Visa/Mastercard), Apple Pay, Google Pay, and direct USDC deposit on Polygon. Availability depends on your jurisdiction.
- How fast is SEPA deposit?
- SEPA Instant: under 10 seconds. SEPA Standard: 1-2 business days. Both accepted fee-free; the internal USDC conversion runs automatically once EUR lands in the platform account.
- Can I deposit with a credit card?
- Yes, Visa and Mastercard. Credit card deposits carry a ~2.5% acquirer surcharge (standard for card payments). Apple Pay and Google Pay run on the same card rails — same surcharge.
- What's the minimum deposit?
- 10 EUR / 10 USD equivalent. No upper limit, but deposits over $1,500 lifetime volume trigger a quick KYC flow (typically 5-10 minutes).
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